ÜNLÜ, A. Macroeconomic Determinants of Credit Card Expenditures in Türkiye: An Asymmetric Approach. ISPEC International Journal of Social Sciences & Humanities, [S. l.], v. 9, n. 3, p. 204–216, 2025. DOI: 10.5281/zenodo.16890770. Disponível em: https://ispecjournal.org/index.php/ispecijssh/article/view/528. Acesso em: 17 jun. 2026.